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Government Launches ‘Citizen Bond’ Offering 17.75% Annual Return to Expand Safe Investment for Individuals

Cairo: The Cabinet's Media Center: confirmed that the launch of the "Citizen Bond" forms is part of a government plan aimed at expanding the citizen participation in safe investment tools. The initiative provides a highly secure investment product with easy redemption procedures, initially offered exclusively through the network of Egyptian Post offices. This approach ensures convenience, service quality, and supports the state's efforts to enhance financial inclusion and broaden access to savings and investment instruments across all governorates.

According to State Information Service Egypt, the "Citizen Bond" represents Egypt's first government bond issuance targeting individual investors with attractive returns. The info graphics detailed the bond's features and benefits. Issued by the Ministry of Finance for individual clients, the bond can be subscribed to and redeemed through Egyptian Post offices nationwide. The bond has a maturity period of 18 months, offering a fixed annual yield of 17.75 percent, paid monthly, net of taxes. The minimum investment is EGP 10,000, with a nominal value of EGP 1,000 per bond or multiples thereof.

The bond provides citizens with a direct and secure investment in government securities, along with easy redemption in accordance with the announced procedures at post offices. Regarding issuance and redemption schedules, the info graphics stated that the bond will be offered monthly, announced at the beginning of each month, and issued in the middle of the month. The subscription window for the first issuance opened on February 22, 2026, and will close on March 10, 2026. The bond will mature on September 15, 2027.

Investors may request early redemption, either fully or partially, after four months from the bond's issuance, with settlements processed once per month on the same date as the coupon payment for the bond in question.